

Most first-time buyers do not struggle because they cannot afford a home. They struggle because they do not understand their options.
How the home buying process works from start to finish
First-time buyer loan options
Down payment assistance programs and how they work
How much money you really need upfront
Credit basics that actually matter
Income requirements explained clearly
How to combine assistance with different loan types
Common mistakes that delay or derail purchases
Your down payment
Closing costs
Or both






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